In need of financial advice

Hi Im 22M currently been working for almost a year now with salary of avg $1500 monthly. My current commitments was my car loan and life insurance, sum of these two takes up almost half of my salary. My job is pretty much far from where I live, fuel consumption would be around $100-150 (could be more if I travel a lot). Car servicing would be around $100 every 2 months. Some I will spend on self care (eg toiletries,food etc) and some i give to my parents. In a month, I’m usually left with $500-300. As of right now my greatest concern is not having an emergency savings (I have no savings at all).

So should I surrender my life insurance? or cut more of my daily? My life insurance policy is 10 years. I started this year April so Ive only paid for half year. If I were to start saving, where should I keep my money?

Note: all calculations are not accurate

Edit: car service every 5-6 months. apparently I forgot when i last serviced my car.